List Your Home for Sale. 1% Seller's Agent Commission. Full service real estate.
Find Your Perfect LOAN with INNOVATIVE MORTGAGE
Welcome to Innovative Mortgage
At Innovative Mortgage, we are dedicated to helping you find the perfect loan. Whether you are a first-time buyer or a seasoned investor, our team of experts will guide you through the process and make sure you get the best deal possible. We specialize in residential loans in the area and have a proven track record of success. Contact us today to schedule a consultation!
LEIGHTON GRANT
Mortgage Loan Originator
NMLS 2040998
561-577-5060
some types of mortgages
FHA
Conventional Loans
FHA
FHA loans are insured by the government. Buyer typically puts 3.5 percent down payment.
FHA allows the seller to contribute up to 6% of the purchase price towards closing costs.
VA
Conventional Loans
FHA
VA loans are guaranteed by the government. The Buyer typically puts 0% down payment. VA loans are for Veterans and their spouse.
Conventional Loans
Conventional Loans
Bank Statement Loans
Conventional are backed by private lenders Fannie Mae and Freddie Mac. They typically require 3 to 20 % downpayment.
Bank Statement Loans
Bank Statement Loans
Bank Statement Loans
Bank statement loans are used as an alternative way for verifying income using 12 or 24 personal and/or business bank statements.
Reverse Mortgage
Bank Statement Loans
Home Equity Loans
Reverse mortgage allows people over 62 years old to purchase or refinance a property without having a mortgage payment. Buyer is responsible for paying taxes, insurance and HOA fees.
Home Equity Loans
Bank Statement Loans
Home Equity Loans
Home equity loans allows a homeowner to access the equity in their home without having to refinance their existing mortgage.
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